Posted by admin as Money
3 to 4 times a year I go on a cancelation spree. I hack and slash everything, including the things I ‘think’ I ‘need’. This allows me to figure out which things I truly need, and which things I’m comfortable to do without. Each time my pain threshold grows stronger, and as a result I live a minimalist life.
Staff at finder have to come on the journey with me and have learned to accept that even core services might go down because you cancelled the credit card or changed PayPal details to force payments to decline.
Or even withholding credit card details to make team members think twice around whether they really need the service or software they are about to sign up for.
I trust my staff to make purchasing decisions but occasionally I’ll play the grinch to train my team how to think frugally, even if we desperately need what we are about to purchase. Sometimes it’s painful for staff especially if they feel they need something but it inspires innovation. They have to think of creative workarounds to achieve the same thing with an alternate method. It also keeps them comfortable with a level of pain and keeps them ‘hungry’ and appreciative for what we already have.
I liken it to boxers who have to have a level of being able to accept they need to fight and carry on to win, no matter how bruised, battered or bloodied up they are.
Hat tip to Jeremy Cabral for these powerful insights.
Here is a the presentation that I did in Colac last week to a great group of business people. Thank you all for your great support and I hope to visit Colac again soon.
This presentation is based off my article about the most important insights I had about starting finder.com.au. I think I might write a follow up to it.
Posted by admin as Money
I have a personal passion about pawnbroking, payday loans and what I call the 3rd credit market.
I actually love it. I find it fascinating.
There is such a high demand from the customers and lender is there to help. The balance of power is quite awkward given all of the personal circumstances that would be involved in every loan.
History is interesting of Payday Loans
Wars were funded by Payday Loans, even Christopher Columbus was funded by hocking the crown jewels!. I read this article and it opened my mind.
The novelist Charles Dickens had no high opinion of them.
”Of the numerous receptacles for misery and distress with which the streets of London unhappily abound, there are, perhaps, none which present such striking scenes as the pawnbrokers’ shops,” he wrote in the London Evening Standard in 1835.
”The very nature and description of these places occasions their being but little known, except to the unfortunate beings whose profligacy or misfortune drives them to seek the temporary relief they offer.”
Lending on portable collateral is one of the world’s oldest professions. Pawnbrokers were plying their trade in ancient Greece, Rome and China, centuries before Dickens was a boy. Traditionally symbolised by three golden balls suspended from a bar, they were the only avenue of credit open to the Victorian poor.
They’re thought to be the subject of Pop Goes the Weasel, a popular song of the 1850s. ”Popping” is slang for pawning and ”weasels” were flat irons used by poor tailors.
Pawnbrokers have also been a source of funds for the highest in the land. The British king Edward III pawned his jewels to fund his war against France in 1338. Henry V followed suit in 1415, while Isabella of Spain hocked her crown jewels to cover Columbus’ voyages.
Posted by admin as travel
(Chelsea has the name of the place??)
"Key is to find a place with view a from your room"
Our doubts are traitors, and make us lose the good we might oft win, by fearing to attempt. William Shakespeare
You do not discover the future, you create it with the actions you take today.
Don’t wait for the future to come. Its already coming. Take some action right now to make that future bring what you want it to bring.
Take massive action.
Posted by admin as Inspiration
This Philippe Petit blew my mind with his dream of walking between the world trade centre towers on a tightrope and accomplishment of it.
I truly now believe, anything is possible. Anything.
This video rocked me of this professional BMX rider.
Watch as he adapts himself to the change in his life.
How are you changing to survive?
Zach got diagnosed with a rare form of cancer. His story will teach you to live, now.
Zach’s song, ‘Clouds’